Find Gap Cover Tailored to You

Protecting You Against Unexpected Medical Expenses

No general waiting period
Fast and efficient claim settlements
Dentistry Cover

No age restrictions
Out-of-hospital (+/-50 procedures)
Non-network Co-payments

Get a Gap Cover Quote

Find the Perfect Plan That Suits You

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Current Medical Aid: Scheme and Option(Required)

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Scheme Option

Unfortunately, you have to be a member of a South African medical aid to qualify for a Gap Cover policy.

Access the premier Gap Cover

that matches your needs.

In today’s uncertain world, safeguarding your financial well-being is paramount. That’s where gap cover insurance steps in, providing a crucial layer of protection against unexpected medical expenses.

While medical schemes cover many healthcare costs, they often fall short, leaving you with significant out-of-pocket expenses.

By obtaining the best gap cover insurance tailored to your needs, you ensure comprehensive coverage that bridges the gap between medical scheme payouts and actual medical costs. It offers peace of mind, shielding you from financial strain during challenging times.

Invest in your future by securing the best gap cover insurance available and safeguard your financial stability.

Get Your Personalized Quote

What Makes Our GAP Providers the Ideal Choice?

Enrollment and coverage expiration without age restrictions

No general waiting period

Minimal exclusions

Extensive coverage for both in-hospital & approximately 50 out-of-hospital medical expense shortfalls

Swift and efficient claim resolution

Common medical expense shortfalls that are covered include:

Examples of medical procedures that are frequently not covered in full by medical aids	Examples of medical expense shortfalls paid by Gap Cover in 2021/2022
Caesarean Section Childbirth	R34 127
Hernia Repair	R57 263
Knee Replacement Surgery	R42 937
Ankle Surgery	R43 920
Hand Surgery	R39 381
Foot Surgery	R45 354
Lung Surgery	R49 199
Brain Surgery	R77 583
Liver Surgery	R38 825
Kidney Surgery	R39 206
Intestine Surgery	R33 431
Heart Surgery	R115 000
Heart Valve Replacement Surgery	R124 721
Surgery for Fractured Arm	R59 006
Eye Surgery	R49 175
Ear Surgery	R33 327
Cancer Treatment	R146 694
Spinal Surgery	R62 901

3-Step Process

1. Share your requirements

Provide us with some brief details about your needs, and we’ll begin searching for the ideal quote tailored to you.

2. Consultation with a Gap cover specialist

Upon submitting your information, an experienced Gap cover specialist will reach out to you. They will assist you in understanding the different policies available and their associated advantages.

3. Receive your personalized quote

Once everything is finalized, your consultant will handle all the necessary steps and present you with a personalized quote that comes with no obligations. Consider it done!

Get Your Personalized Quote